An insight on how PDM model is categorized and why

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PDM is categorized into two enterprises groups it supports that is the already existing common Enterprise and the new Enterprise Groups which are non-existent Groups.

Under the the already existing common Enterprise, the PDM will work with households that are organized in strong already registered Enterprise Groups.

Enterprise Groups include existing Village Savings and Loans Associations, farmers’ groups, farmers’ associations, existing SACCOs (except Emyooga SACCOs), self-help groups, and parish-based traders’ associations etc.

However, the model proposes facilitating community groups with Parish Revolving Fund (PRF) under a single enterprise and a credit manager which might not be feasible.

This is because the model doesn’t specify the structural and legal mandate within which the facility and its administrator shall be regulated.

Under the Enterprise Groups which are non-existent, the Parish Chief supported by local experts (including the CDO, extension staff, and private sector experts) will guide the group formation process professionally to create sustainable groups for the implementation of the PDM.

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